Courier & Van Driver Tax Calculator 2025/26
Calculate your take-home pay as a self-employed courier or van driver. See your tax, NI, and what you can claim for van costs, fuel, and equipment.
Common deductions for couriers
These are typical expenses you may be able to claim against your taxable profit.
Van running costs
Fuel, insurance, road tax, MOT, servicing, tyres, and repairs for your delivery van.
Van purchase or lease
Purchase cost claimed via the Annual Investment Allowance, or lease payments if you hire the van.
Phone and sat nav
Mobile phone contract, data plan, and sat nav subscriptions used for route planning and delivery apps.
Delivery equipment
Trolleys, sack barrows, loading ramps, straps, and blankets for protecting goods.
Parking and tolls
Parking charges, congestion fees, and toll charges incurred while making deliveries.
Insurance — goods in transit
Goods-in-transit insurance covering parcels and cargo, plus commercial vehicle insurance.
Work clothing
Branded or protective clothing, steel-toe boots, and hi-vis vests for depot and delivery work.
Platform and agency fees
Fees paid to courier platforms or agencies for access to delivery work.
Yearly
£25,120
take-home
Monthly
£2,093
take-home
Weekly
£483
take-home
Deductions
Effective rate
16.27%
The actual percentage of your total income going to income tax and NI combined.Marginal rate
28%
The tax rate on your next £1 of income. Above £100k this can be 60% due to Personal Allowance tapering.Income tax bands
Where your money goes
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Try AI Tax Advisor — £9.99How much tax does a self-employed courier pay in the UK?
Self-employed couriers pay income tax on net profit. For 2025/26, the first £12,570 is tax-free, then 20% up to £50,270. Class 4 NI is 6% on profits £12,571–£50,270. Van running costs (fuel, insurance, servicing), goods-in-transit insurance, phone, parking, and delivery equipment are all deductible.
- Van costs: fuel, insurance, servicing, repairs
- Van purchase: claim in full via Annual Investment Allowance
- Goods-in-transit insurance premiums
- Phone, sat nav, and route planning subscriptions
- Parking, tolls, and congestion charges
Last reviewed:
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