UK Tax Calculator 2025/26
Calculate your income tax, National Insurance, and take-home pay instantly. Free for employed and self-employed — no signup needed.
Yearly
£25,120
take-home
Monthly
£2,093
take-home
Weekly
£483
take-home
Deductions
Effective rate
16.27%
The actual percentage of your total income going to income tax and NI combined.Marginal rate
28%
The tax rate on your next £1 of income. Above £100k this can be 60% due to Personal Allowance tapering.Income tax bands
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Try AI Tax Advisor — £9.99How much tax will I pay in the UK in 2025/26?
For the 2025/26 tax year, UK income tax starts after the £12,570 Personal Allowance. You pay 20% on earnings up to £50,270, 40% up to £125,140, and 45% above that. National Insurance adds 8% (employed) or 6% (self-employed) on earnings between £12,571 and £50,270, then 2% above. Use the calculator above for your exact figure.
- Personal Allowance: £12,570 tax-free (tapers above £100k)
- Basic rate: 20% on £12,571–£50,270
- Higher rate: 40% on £50,271–£125,140
- Additional rate: 45% above £125,140
- Scotland has different rates: 19%/20%/21%/42%/45%/48%
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