Freelance Developer Tax Calculator 2025/26
Calculate your take-home pay as a freelance developer or designer. See your tax, NI, and deductions for equipment, software, and working from home.
Common deductions for freelance developers
These are typical expenses you may be able to claim against your taxable profit.
Computer and equipment
Laptops, monitors, keyboards, mice, and other hardware used for work. Claim through the Annual Investment Allowance.
Software and subscriptions
IDE licences, cloud hosting (AWS, Vercel, etc.), design tools (Figma, Adobe), project management, and SaaS subscriptions.
Home office costs
Claim a proportion of rent/mortgage interest, electricity, heating, and broadband based on the room used as your office. Or use the simplified flat rate (£6/week).
Internet and phone
Business proportion of broadband and mobile phone costs.
Co-working space
Desk rental or membership fees at co-working spaces like WeWork, Huckletree, or independent spaces.
Training and conferences
Technical courses, conference tickets, and online learning platforms that maintain or upgrade your professional skills.
Professional memberships
BCS, ACM, or other professional body memberships relevant to your field.
Accounting and legal
Accountant fees, tax software, contract review costs, and professional indemnity insurance.
Yearly
£25,120
take-home
Monthly
£2,093
take-home
Weekly
£483
take-home
Deductions
Effective rate
16.27%
The actual percentage of your total income going to income tax and NI combined.Marginal rate
28%
The tax rate on your next £1 of income. Above £100k this can be 60% due to Personal Allowance tapering.Income tax bands
Where your money goes
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Try AI Tax Advisor — £9.99What expenses can a freelance developer claim in the UK?
Freelance developers and designers can claim computer equipment, software subscriptions, home office costs (proportion of rent, utilities, broadband or the £6/week flat rate), co-working space fees, training, conferences, professional memberships, and accounting fees. For 2025/26, the first £12,570 of profit is tax-free.
- Hardware: laptops, monitors, peripherals — claim in full
- Software: hosting, IDE, design tools, SaaS
- Home office: flat rate £6/week or actual proportion
- Training: courses, conferences, learning platforms
- Professional indemnity insurance is deductible
Last reviewed:
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