2025/26 Tax Year

Taxi Driver Tax Calculator 2025/26

Calculate your take-home pay as a self-employed taxi driver. See your tax, NI, and deductions for vehicle costs, licence fees, and radio circuit charges.

HMRC-Approved Categories

Common deductions for taxi drivers

These are typical expenses you may be able to claim against your taxable profit.

Vehicle running costs

Fuel, insurance, road tax, MOT, servicing, repairs, and tyres. Claim the business proportion if mixed use.

Hackney carriage or PHV licence

Local authority taxi licence, hackney carriage plate fees, and vehicle licence renewals.

Radio circuit or app fees

Fees paid to taxi radio circuits, dispatch services, or booking apps (Gett, Free Now, etc.).

Taxi meter and equipment

Meter calibration, card payment terminal rental, and in-vehicle equipment costs.

Vehicle cleaning

Regular car washes and interior valeting to maintain passenger standards.

Knowledge test and training

The Knowledge study materials (London black cab), topographical tests, and safeguarding courses.

Phone and sat nav

Business phone, sat nav device or app subscription, and data plan for dispatch apps.

Insurance — hire and reward

Specialist hire and reward insurance, which is significantly more expensive than standard motor insurance.

£
£

Tax year 2025/26 (6 Apr 2025 – 5 Apr 2026). Rates from gov.uk

Yearly

£25,120

take-home

Monthly

£2,093

take-home

Weekly

£483

take-home

Deductions

Income Tax£3,486.00
National Insurance£1,394.40
Total deducted£4,880.40

Effective rate

16.27%

The actual percentage of your total income going to income tax and NI combined.

Marginal rate

28%

The tax rate on your next £1 of income. Above £100k this can be 60% due to Personal Allowance tapering.

Income tax bands

Personal AllowanceTax-free
£12,570 taxed£0.00
Basic Rate20%
£17,430 taxed£3,486.00

Where your money goes

Income TaxNITake-Home

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Direct Answer

How much tax does a self-employed taxi driver pay in the UK?

Self-employed taxi drivers pay income tax on net profit (fares minus expenses). For 2025/26, the first £12,570 is tax-free, then 20% up to £50,270, and 40% above. Class 4 NI is 6% on profits £12,571–£50,270. Key deductions include vehicle costs, hire and reward insurance, licence fees, radio circuit charges, and meter equipment.

  • Vehicle costs: fuel, insurance, servicing, repairs
  • Hackney carriage or PHV licence fees
  • Radio circuit and dispatch app fees
  • Hire and reward insurance premiums
  • Meter calibration and card terminal costs

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Frequently asked questions