2025/26 Tax Year

Tutor Tax Calculator 2025/26

Calculate your take-home pay as a self-employed tutor. See your tax, NI, and what you can claim for books, travel, and online teaching tools.

HMRC-Approved Categories

Common deductions for tutors

These are typical expenses you may be able to claim against your taxable profit.

Books and learning materials

Textbooks, revision guides, workbooks, and educational materials used for teaching.

Travel to students

Mileage at 45p/mile or public transport costs when travelling to student homes or venues.

Home office costs

If you teach from home or online, claim a proportion of rent, utilities, and broadband. Or use the £6/week flat rate.

Software and subscriptions

Zoom, Google Workspace, online whiteboards, and educational platform subscriptions.

DBS check

Enhanced DBS check fees required for working with children and vulnerable adults.

Marketing and platform fees

Tutoring platform commissions (Tutorful, Superprof), website costs, and advertising.

£
£

Tax year 2025/26 (6 Apr 2025 – 5 Apr 2026). Rates from gov.uk

Yearly

£25,120

take-home

Monthly

£2,093

take-home

Weekly

£483

take-home

Deductions

Income Tax£3,486.00
National Insurance£1,394.40
Total deducted£4,880.40

Effective rate

16.27%

The actual percentage of your total income going to income tax and NI combined.

Marginal rate

28%

The tax rate on your next £1 of income. Above £100k this can be 60% due to Personal Allowance tapering.

Income tax bands

Personal AllowanceTax-free
£12,570 taxed£0.00
Basic Rate20%
£17,430 taxed£3,486.00

Where your money goes

Income TaxNITake-Home

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Direct Answer

Do private tutors need to pay tax in the UK?

Yes. Self-employed tutors pay income tax on their net profit. For 2025/26, the first £12,570 is tax-free, then 20% on profit up to £50,270. Class 4 NI is 6% on profits £12,571–£50,270. If total tutoring income is under £1,000, it is tax-free under the trading allowance. Deductible expenses include books, travel, home office costs, and DBS checks.

  • Trading allowance: first £1,000 is tax-free
  • Books and educational materials are deductible
  • Travel: 45p/mile to student homes
  • Home office: £6/week flat rate or actual costs
  • DBS check fees are a business expense

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Frequently asked questions