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AI-Powered Tax Analysis

AI Tax Report for Builders

Upload your bank statements and get a personalised tax report for your construction business. See CIS offsets, claimable tools and materials, and your real tax position.

Get Started — £9.99

One-time payment. No subscription. No account required.

What your report includes

Auto-categorise tool purchases, materials, and site costs

Track CIS deductions against your tax liability

Flag missed expense claims for PPE, training, and insurance

PDF report ready for Self Assessment or your accountant

How it works

Tell us about your work

Quick profile so the analysis matches builder tax rules.

Upload your statements

Drag & drop CSV, XLSX, or PDF files. We parse your transactions instantly.

Get your builder tax report

AI categorises your builder expenses, estimates your tax bill, and flags savings specific to your trade.

Common deductions for builders

Our AI checks your transactions against these categories and more.

Tools and power tools

Drills, saws, nail guns, levels, mixers, and other construction tools. Claim under the Annual Investment Allowance.

Van and vehicle costs

Work van or truck fuel, insurance, road tax, MOT, servicing, and repairs — business proportion.

Building materials

Timber, cement, plasterboard, screws, and other materials you supply that are not recharged to the client.

Work clothing and PPE

Hard hats, hi-vis vests, steel-toe boots, safety glasses, and dust masks required on site.

CSCS card and training

CSCS card renewals, health and safety courses, and trade qualification training.

Skip hire and waste disposal

Site clearance, skip hire, and waste disposal costs incurred during jobs.

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Direct Answer

How does CIS affect a self-employed builder's tax?

Under the Construction Industry Scheme (CIS), contractors deduct 20% from your payments and send it to HMRC. This is not extra tax — it is an advance payment. When you file your Self Assessment, CIS deductions are offset against your tax bill. If more was deducted than you owe, you get a refund. Self-employed builders pay income tax on net profit (after expenses) and Class 4 NI at 6% on profits between £12,571 and £50,270.

  • CIS deductions (20%) are advance tax payments, not additional tax
  • Offset CIS against your Self Assessment tax bill
  • Tools, van costs, PPE, and materials are deductible
  • CSCS card and training fees are claimable
  • File by 31 January to claim any CIS refund

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Frequently asked questions

Ready for tax clarity?

Upload your bank statements and see your full tax position — including CIS offsets and claimable expenses.

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Want a quick estimate first? Try our free Builder Tax Calculator